Motor Insurance is a statutory and contractual insurance cover that provides financial protection against loss or damage arising from the use of motor vehicles on public roads. The policy is designed to protect vehicle owners against accidental damage to the insured vehicle as well as legal liability to third parties for bodily injury, death, or property damage resulting from road traffic accidents. Motor insurance policies issued under this product comply with the Insurance Act and the Traffic Act of Kenya and may be extended to include additional benefits depending on the insured’s needs.